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Average US Mortgage Rates Dip Slightly

Mortgage Rates in Kansas CityAccording to a recent KC STAR article,average U.S. mortgage rates declined slightly this week with rates remaining near historic lows.

Mortgage company Freddie Mac reported Thursday that the nationwide average for a 30-year loan dipped to 4.13 percent,down from 4.15 percent last week. The average for the 15-year mortgage,a popular choice for people who are refinancing,edged down to 3.23 percent,compared with 3.24 percent last week.

Mortgage rates are below the levels of a year ago,having fallen in recent weeks after climbing last summer when the Federal Reserve began talking about reducing the monthly bond purchases it was making to keep long-term rates low.

Rates on one-year adjustable rate mortgages were 2.39 percent this week,down from 2.40 percent last week,while rates on five-year adjustable rate mortgages were 2.97 percent,down from 2.99 percent last week.

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